Daridra Yoga (Part 3): Affliction of Lagna & Moon by Ketu & Maraka Influence: 4 Powerful Examples

Daridra Yoga (Part 3): Affliction of Lagna & Moon by Ketu & Maraka Influence: 4 Powerful Examples March 17, 2025
Reading Time: 6 minutes

Introduction

In Vedic astrology, the Lagna (Ascendant) and Moon play a critical role in shaping a person’s destiny, wealth, and financial stability.

  • The Lagna represents self-potential, confidence, and overall strength in life.
  • The Moon governs the mind, emotions, and financial decision-making ability.

When Ketu afflicts the Lagna or Moon, and Maraka planets (2nd and 7th lords) influence them, it creates a powerful form of Daridra Yoga, leading to:
Poor financial decision-making
Unstable income and unexpected losses
Sudden financial downfall due to enemies or betrayal
Health issues draining financial resources

In this part, we will analyze:
How Ketu and Maraka planets cause financial ruin
Real-life examples of afflicted Lagna and Moon
Effects, challenges, and impact of this yoga
Astrological and practical remedies


How Ketu & Marakas Influence Daridra Yoga

1. Lagna or Moon Afflicted by Ketu

🔹 Ketu is a shadow planet that causes detachment, confusion, and financial instability.
🔹 When Ketu afflicts the Lagna or Moon, it brings:
Lack of clarity in financial decisions
Loss of inherited wealth or business failure
Tendency to take financial risks leading to losses
Spiritual detachment that makes the person careless about money

2. Lagna Lord in the 8th House & Afflicted by a Maraka

🔹 The 8th house represents sudden losses, misfortunes, and instability.
🔹 If the Lagna lord is in the 8th house and influenced by Marakas (2nd or 7th lord), it creates:
Constant financial instability and debts
Loss of property or resources through family disputes
Health problems that increase expenses
Financial dependency on others due to lack of earnings


Examples of Daridra Yoga Formation

Example 1: Aries Ascendant (Mesha Lagna)

  • Moon in Lagna afflicted by Ketu.
  • Mars (Lagna lord) in the 8th house (Scorpio), aspected by Venus (7th lord, Maraka).

🔹 Effects:
Struggles with financial security due to risky investments.
Constant career changes and instability in income.
Mental stress and anxiety due to money-related worries.


Example 2: Taurus Ascendant (Vrishabha Lagna)

  • Moon in the 12th house (Aries) with Ketu.
  • Venus (Lagna lord) in the 8th house (Sagittarius) afflicted by Saturn (Maraka).

🔹 Effects:
Experiences frequent financial setbacks.
Loss of money through legal disputes or fraud.
Health issues lead to high medical expenses.


Example 3: Libra Ascendant (Tula Lagna)

  • Ketu in the 1st house (Lagna) with Moon.
  • Venus (Lagna lord) in the 8th house (Taurus) afflicted by Mars (2nd lord, Maraka).

🔹 Effects:
Sudden financial collapse despite initial success.
Tendency to make emotional financial decisions leading to losses.
Unstable mental state due to financial struggles.


Example 4: Scorpio Ascendant (Vrischika Lagna)

  • Ketu in the 10th house (career), Moon in the 8th house (Gemini).
  • Mars (Lagna lord) in the 12th house, aspected by Venus (7th lord, Maraka).

🔹 Effects:
Loss of job or career setbacks due to bad reputation.
Unnecessary expenses leading to financial instability.
Tendency to make sudden financial decisions that backfire.


Characteristics of a Person with This Daridra Yoga

  1. Frequently Experiences Financial Instability
    • Money comes and goes suddenly.
  2. Emotionally Driven Financial Decisions
    • Invests in things without proper financial planning.
  3. Struggles with Career & Business Stability
    • Finds it difficult to hold on to a stable source of income.
  4. Tends to Lose Money Through Family Disputes or Betrayals
    • May be cheated in financial matters by close ones.

Effects of Daridra Yoga (Ketu & Maraka Influence)

1. Financial Challenges

Income is inconsistent or unstable.
Sudden losses in career, business, or investments.
Frequent involvement in debt-related issues.

2. Health & Emotional Struggles

Mental stress due to financial worries.
Chronic health issues leading to hospital expenses.
Tendency towards isolation or spiritual detachment.

3. Relationship & Social Impact

Struggles in marriage due to financial problems.
Tends to trust the wrong people in business deals.
Can face reputation damage due to financial failures.


Challenges of This Daridra Yoga

  1. Unstable Mindset & Lack of Financial Planning
    • Finds it hard to focus on long-term wealth-building.
  2. Tendency to Take High Financial Risks
    • Invests in uncertain projects that often fail.
  3. Spiritual Detachment Causes Financial Neglect
    • May avoid financial responsibilities due to over-spirituality.

Impact of This Daridra Yoga

1. Personal & Emotional Impact

Person feels disconnected from financial success.
Feels frustrated when efforts do not bring results.

2. Career & Professional Impact

Struggles to build a long-term career path.
May frequently switch jobs or lose business opportunities.

3. Social & Relationship Impact

People may avoid lending money due to unreliable financial history.
Family life is affected by financial stress.


Remedies to Reduce the Effects of This Daridra Yoga

1. Strengthen the Lagna Lord for Financial Stability

  • Chant the mantra of the Lagna lord daily.
  • Wear the gemstone of the Lagna lord (if beneficial).
  • Practice financial discipline and structured planning.

2. Strengthen the Moon for Emotional & Financial Balance

  • Wear a Pearl (Moti) in silver for stability.
  • Chant “Om Chandraya Namaha” daily.
  • Drink more water and avoid excessive stress.

3. Control Ketu’s Negative Influence

  • Donate white clothes and sesame seeds on Tuesdays.
  • Chant “Om Ketave Namaha” 108 times daily.
  • Avoid financial decisions based on emotions.

4. Strengthen Jupiter to Protect Wealth

  • Wear a Yellow Sapphire (Pukhraj) if Jupiter is weak.
  • Perform donations and charity to balance financial karma.
  • Chant “Om Gurave Namaha” for wisdom and better financial decisions.

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Conclusion & Next Steps

In Part 3, we analyzed:
How Ketu and Maraka planets create financial struggles.
Real-life examples of Lagna and Moon afflictions.
Effects, challenges, and practical remedies.

Coming Up Next in Part 4:

🔹 Affliction of 2nd & 11th House (Wealth & Gains)
🔹 How money flow is blocked by planetary combinations.
🔹 Detailed analysis & more remedies.

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